But this validation letter may not include documentation from the original creditor proving you owe the debt. By sending your debt validation letter within 30 days, you’re asking for this ...

Understand the debt validation letter process to verify a debt. Protect your rights and your credit by learning what to include and when to send a verification request.

Debt collectors must provide a debt validation letter to confirm details of the debt, including the amount. Don't act until you have your validation letter. Personal Finance.

Have you ever received a call from a collection agency or debt collector? While this can be quite alarming at first, it’s important to stay calm. Check Out: You Can Get These 3 Debts Canceled ...

If you ask for the name and address of the original creditor, which may be a credit card company, bank, retailer, utility, etc., the validation letter is supposed to include that.

Within the five days of first contacting you, a debt collector is required to send you a written debt validation letter incorporating the following information: The amount of debt owed.

When a debt collection agency contacts you about a past-due balance, the debt may not actually be yours. Federal law gives you 30 days to request that the collection agency validate your debt ...

Debt validation letters are formal ... they are generally required to first send you a debt validation letter. ... and a copy of the last billing statement sent to me by the original creditor. ...

When you first receive a debt validation letter from a collection agency, you need to read it — compare the information given about the amount of debt to your own records. The letter should ...

While this can be quite alarming at first, ... Debt validation letters matter because they allow you to verify your debts with the proper documentation. ... and who the original creditor is.

I am formally requesting that you validate all notations you have submitted to the three major credit reporting agencies by {name of the collection agency or original creditor} for me, {your name ...