Read U.S. News' review of the My Best Buy Visa Card. Learn about this credit card's best features, ... Reward certificates expire; you should use them prior to the printed expiration date.

If you shop regularly at Best Buy, the My Best Buy Visa credit card can serve a purpose in your wallet — but it doesn't have a lot to offer otherwise.

My Best Buy Visa Card basics. Annual fee: $0 to $59. Welcome bonus: None. Rewards: 5% back in rewards (6% back in rewards for Elite Plus card members) on Best Buy purchases, 3% back in rewards on ...

If a thief has your card number but doesn't know the expiration date, they'll have a much harder time using your card. Another important reason credit cards expire is that they can simply wear out.