Unfortunately, credit card debt does not simply vanish when we are no longer around to pay the bills ... to continue using it after the primary cardholder’s death. Also, keep track of whatever ...

When it comes to having an unexpected doctor's bill ... credit cards should be considered only if you can see a clear and realistic path toward repaying the debt after its charged to the card ...

If you're having trouble managing credit card balances, consider consolidating your debt to save time and money.

Kelly Anne has over six years of experience with reporting and editing in the personal finance space. Her work has been featured in national publications including Reader's Digest, CNBC and Forbes.