Cell phone insurance can be useful if you use your cell phone often and would want to reduce out-of-pocket expenses when ...

So, how do you know if you really need it? There’s no one right answer for everyone. Your need for life insurance depends upon your circumstances, including the financial impacts your death may ...

Do your estimates make sense to them? For example, would your family need to replace your full income or just a portion? Whole life insurance can last your entire life, so you’ll want to take ...

If you obtain flood insurance through the WYO program and you need to file a flood insurance claim, you will do so with your private insurance policy — not FEMA. Your insurance provider will ...

Yes, car insurance is required in all states except New Hampshire. To drive legally, you’ll need to purchase at least the minimum coverage limits. Where you live will determine the state-minimum ...

you may need to consider raising the limits to cover your current exposure. In general, your policy should be equal to or greater than your net worth. Note: We are not licensed P&C insurance ...

But purchasing disability insurance isn't always baked into ... Ask yourself, "If I stopped getting a paycheck tomorrow, what do I absolutely need to keep the lights on?" Dostal says.

You aren’t required to have insurance to rent from U-Haul. In fact, standard car insurance policies typically don’t extend ...

you need enough car insurance to pay for injuries, property damage and lawsuits that may arise from an accident if you don’t have enough savings to pay for them otherwise. And even if you do ...

Prior to covering insurance, Michelle was a lifestyle reporter at the New York Daily News, a magazine... Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do ...

To purchase umbrella insurance, you'll need a minimum level of home and auto liability coverage, typically $250,000 for auto insurance and $300,000 for homeowners insurance. Here's what you need ...