People with excellent credit get the best terms on ... is overseen by a team of writers and editors who specialize in credit cards. Their work has appeared in The Associated Press, USA Today ...

An excellent credit score is generally defined ... For more details, see our guide to how credit scores work. These cards ...

Most of the top cards require good or excellent credit ... It's in your best interest to work toward excellent credit so you can benefit from lower interest rates and more generous loan terms.