No checking account? No problem. These prepaid debit cards let you add funds and swipe to pay without a ton of fees.

Prepaid debit cards have many functions: make purchases; withdraw cash at ATMs; banks or certain retail stores; and use web features such as bill pay. They're also reloadable. No monthly fees.

Green Dot Prepaid Cards are reloadable debit cards that serve ... less than $1,000 on the card each month. There is no monthly fee for those who deposit more than $1,000 per month.