However, some cards offer a path to paying off debt quicker with an introductory 0% APR period. These cards offer no interest for up to 21 months, which can more than offset any balance transfer fees.

M anaging high-rate credit card debt can come with serious hurdles, especially when you're trying to pay off a large balance ...

Robin has worked as a credit cards, editor and spokesperson for over a decade. Prior to Forbes Advisor, she also covered credit cards and related content for other national web publications ...

Credit cards that offer 0% introductory APR let you carry a balance for a specified period, typically nine to 21 months, ...

The average credit card annual percentage rate, or APR, is higher than 20%, making it even more expensive to carry credit card debt. A balance transfer moves your credit card debt from a card with ...

Now. 2025 presents an opportunity to forgo paying interest for up to 21 months using a balance transfer offer. Many financial institutions offer introductory rates of 0% APR when you sign up for a ...

A 0% intro APR credit card lets you avoid paying interest on purchases or balance transfers for up to 21 months. This can ...

Once the balance transfer is complete, you’ll pay down the balance on the new card. Moving high-interest debt to a 0% APR credit card through a balance transfer can save you hundreds or even ...

The Citi Custom Cash® Card* is a rewards and balance transfer card combined into one with a generous welcome offer and a long introductory APR rate. With a $0 annual fee and an introductory offer ...

A balance transfer is when you move your balance from one credit card to another offering a lower or 0% annual percentage rate (APR) for a set period of time, usually six months to up to two years.