If you have the cash available, paying off the entire charged-off balance is often the cleanest solution to dealing with this ...

Identity fraud — when someone uses your stolen personal information for financial gain — is on the rise. But instead of getting support, you could be forced into a long, frustrating battle with a ...

A creditor’s ability to collect on your debt even after it’s charged off depends on the state you live in. Keep in mind: Charged-off debt is not the same as canceled debt.

TUCSON, Ariz., April 18, 2025 /PRNewswire/ -- Blessing Capital, an emerging firm in the alternative commercial finance space, has officially announced the launch of its Letter of Credit Program. A ...

It’s wise to request proof that a debt collectors owns your debt before making any payments. Earn up to 3.8% on your money today (and get a cash bonus); click here to see how.

Directly dispute it with the debt collector You can directly dispute debts with a debt collector by requesting debt validation within 30 days of first contact. To do this, you'll write a detailed ...

Send a written cease-and-desist letter The Fair Debt Collection Practices Act (FDCPA) gives you the right to request that debt collectors stop contacting you, and they must comply with this request.

F alling behind on credit card payments can be a tough issue to deal with, but it becomes even more challenging when your ...