With the potential for CD interest rates to drop, should you lock a CD rate this July? Here's what some experts think.

A $10,000 CD makes sense for savers right now, assuming they first asked themselves these three critical questions.

Even in retirement, when you might feel secure relying on guaranteed income streams such as Social Security, pensions or ...

Certified financial planners and other wealth managers discuss the pros and cons of certificates of deposit and whether or ...

Compare and contrast indexed annuities, bonds and CDs to determine the best fit for your retirement goals. Evaluate risk, return, tax implications and liquidity.

Discover Citizens Bank CD rates. Our guide explains how CDs vary depending on where you live and helps you decide if Citizens Bank is a good option.

4. Liquid (or no-penalty) CD Liquid CDs, or no-penalty CDs, allow you to withdraw money before the CD term ends — generally after the first week — without incurring a penalty.

Different certificates of deposits share the same basic structure, but beyond that, there are quite a few variations. Explore nine types of CDs.

Many institutions now offer no-penalty or liquid CDs, allowing withdrawal flexibility while maintaining competitive rates. The CD marketplace has expanded beyond traditional offerings.

Unlike a traditional savings account that lets you access funds at any time, certificates of deposit (CDs) require you to lock in your money for a predetermined period from a few months to several ...

Additionally, liquid CDs are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000. This level of security is reassuring for risk-averse investors.