If your debt load is light and your housing and other daily costs are low, you might consider a more conservative annual draw ...

I am 57 and have $1.1 million in my 401(k) and $50,000 in a high-yield savings account. I earn $300,000 per year and put $30,000 in my 401(k) each year plus a match on the first 6%. I have a $220,000 ...

Explore key strategies for maximizing retirement savings in 2025, including 401(k) optimization, tax-loss harvesting and more ...

You can't control the markets, but you can control how you withdraw your money. A comprehensive distribution plan can do ...

The headline safe withdrawal rate from Morningstar’s 2024 retirement income research was dispiriting: We pegged 3.7% as a ...

In the upcoming Budget, the government should look at accelerating its support to the insurance sector with some key ...

Holy moly! Here's some shocking news: According to a report released last year from the Morningstar Center for Retirement & Policy Studies, nearly half -- 45% -- of Americans who retire at age 65 will ...

It won’t come as any surprise to learn that millions of Americans are trying to put money away for retirement, with varying ...

But there is a consensus. Investment and insurance firm Northwestern Mutual says the average American believes they'll need ...

Downsizing retirees may benefit from tax savings, lower utility bills, and freed-up income. But could a new presidency impact ...