Time-bound goals encourage follow-through and accountability by having a deadline. An example of a SMART financial goal is: "I will pay off $5,000 in credit card debt in 12 months by putting $500 ...

Sticking to new financial goals isn’t always easy, so if you’ve hit a few bumps along the way this month, it’s not too late ...

Starting to build savings at a young age can put you ahead for major goals later in life. Developing smart financial habits is not second nature. It takes time and practice to reach financial ...