Debt collectors may cross legal lines with threats, harassment and deception. Know the red flags (and your rights).

If you have the cash available, paying off the entire charged-off balance is often the cleanest solution to dealing with this ...

By law, creditors and debt collectors should provide details about the charged-off debt. This written correspondence is called a validation notice or debt validation letter and is required within ...

Highlights Credit Saint offers three packages for credit repair services and a 90-day money-back guarantee for services. It has received an A rating and is accredited by the Better Business Bureau.

Debt collectors can't legally threaten to arrest you, garnish your wages or seize your property unless they have the legal authority and intent to do so. For example, they can’t garnish your wages ...

If you can't pay the full balance owed but want to resolve the debt, negotiating a settlement for less than the total amount ...

Rand Paul doesn't support the 'big, beautiful bill,' but needs to do more if he aims to be forgiven for his 2017 tax cuts and the debt they caused.

Credit card debt forgiveness might be a good idea if you’re struggling to keep up with payments, either because your debt has increased or your income has gone down.

Debt management plans have a temporary negative impact because you have to close your credit card accounts before they’re paid off. Eventually, though, the paid-off accounts will show up on your ...

Re “National debt” (Your Views, June 3): A recent letter closed with, “To set our nation back on the path of fiscal responsibility, hard decisions resulting in sacrifice absolutely must be made.

Your first 100 days were extraordinary, but if your presidency is to be remembered not just as bold but also historic, one challenge must rise above all others: – the national debt.

Americans owe $1.36 trillion in credit card debt, according to the WalletHub study, and when it comes to which cities spend the most, El Paso came ranked in the middle of the list of about 180 ...