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Certificate of deposit (CD) accounts have been both valuable and secure for savers for many years. But in the inflationary climate of 2022 to 2024, they become arguably mandatory. With a fixed ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. The bank offers high APYs on some short-term CDs, but they come with a steep ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

Currently, 1-year CDs offer some of the highest CD rates you can find across the board. The best CD rate for a 12-month CD term right now is 4.55% APY from Credit Human Federal Credit Union.

Lauren Graves is an educator-turned-editor specializing in personal finance content. She seeks to make complicated topics easier to understand and less intimidating to the average reader with ...