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A long-term CD or a money market account can grow your savings, but one edges out the other in this rate climate.
Unlike traditional CDs, which require you to lock in your money for a fixed term, a liquid CD offers the flexibility to withdraw funds without incurring penalties. This type of CD can be an ...
Unlike a traditional savings account that lets you access funds at any time, certificates of deposit (CDs) require you to lock in your money for a predetermined period from a few months to several ...
Banks want to sell you their certificates of deposit and are pulling out the stops. Why? Interest rates on CDs are at their lowest point in nearly 30 years, and investors are fleeing. CD balances ...
No-penalty CDs. A no-penalty CD — also called a liquid CD or a breakable CD — allows you to withdraw your money before your CD’s maturity date without incurring an early withdrawal penalty.
Liquid CDs provide fee-free access to your funds before the maturity date. In most instances, you’re required to maintain a minimum balance to steer clear of penalties or account closure.
A CD account is a safe and low-risk place to store and grow your savings. Learn more about the types of CDs to determine which one is right for you.
The financial strategy of creating a CD ladder may promote liquidity in your portfolio. "Laddering CDs — meaning, purchasing CDs with varying maturities, say in one month, three months, six ...
Use SmartAsset’s CD calculator to see how much your CD can earn based on your deposit size, the length of the term, its interest rate and how often it compounds. Understanding CDs Fact-Checked ...
Unlike traditional CDs, which require you to lock in your money for a fixed term, a liquid CD offers the flexibility to withdraw funds without incurring penalties. This type of CD can be an attractive ...