Additionally, liquid CDs are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000. This level of security is reassuring for risk-averse investors. The most notable ...

Unlike traditional CDs, which require you to lock in your money for a fixed term, a liquid CD offers the flexibility to withdraw funds without incurring penalties. This type of CD can be an ...

No-penalty CDs may also be called liquid CDs or penalty-free CDs. These CDs allow you to make a withdrawal before the CD’s maturity date . Penalty-free CDs tend to have fairly short terms ...

Liquid certificates of deposit sound good, but they aren't for everyone. Yes, these CDs do offer one tempting advantage: no-penalty withdrawals. Traditional CDs typically sock you with early ...

No-Penalty (Liquid) CDs. Also called liquid CDs, no-penalty CDs are different from other CDs in the fact they don’t impose any extra charges if you need to access your money early.

No-penalty CDs. A no-penalty CD — also called a liquid CD or a breakable CD — allows you to withdraw your money before your CD’s maturity date without incurring an early withdrawal penalty.

A CD account is a safe and low-risk place to store and grow your savings. Learn more about the types of CDs to determine which one is right for you.

Liquid CDs provide fee-free access to your funds before the maturity date. In most instances, you’re required to maintain a minimum balance to steer clear of penalties or account closure.

A jumbo CD is a CD with a minimum deposit of around $100,000, but it can be lower, such as $50,000. A standard CD, in contrast, has an opening minimum much closer to $0 than $100,000, and a few ...

Liquid CDs, on the other hand, can offer a more flexible alternative. These allow you to withdraw money without penalties, while paying a somewhat lower interest rate than conventional CDs.