It’s often a better deal for consumers to pick a long-term certificate of deposit and pay an early withdrawal penalty than ...

Brokered CDs offer investors more flexibility and higher yields vs. traditional certificates of deposit but also present higher risk. A liquid certificate of deposit is a type of CD that allows ...

For some, it’s about accepting a windfall late in life and trying to make the money stretch. Let’s say, for example, that you ...

A no-penalty CD, also known as a penalty-free CD or a liquid CD, is a type of certificate of deposit that allows you to lock in a good savings rate without having to lock up your money.

The Federal Reserve’s decisions to raise or lower its benchmark rate can have significant effects on savings products, ...

A rate pause means there's still time to score a high annual percentage yield, or APY, on a CD. Banks tend to follow the ...

O ne weekend during the summer of 1980, we packed jars of peanut butter, loaves of bread, and fruit into our car, then drove ...

Knowing the average checking account balance in the U.S. can help you assess your own financial health. Here’s a look at the ...

Personal finance can compass a wide range of topics, but it boils down to how you want to save and invest your money.

If you're thinking about financing a new car or other large purchase, consider waiting until the Fed begins cutting rates ...

an 8-month liquid certificate, and an 18-month bump rate certificate. Raisin offers a 3-month no-penalty CD with a high APY of 4.35% through Mission Valley Bank. This is currently the highest rate ...

Plus, your money is locked down for the entirety of the CD term unless you want to pay an early withdrawal penalty to access it early. If you’d prefer to keep your savings liquid and still earn ...