Additionally, liquid CDs are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000. This level of security is reassuring for risk-averse investors. The most notable ...

Unlike traditional CDs, which require you to lock in your money for a fixed term, a liquid CD offers the flexibility to withdraw funds without incurring penalties. This type of CD can be an ...

Liquid certificates of deposit sound good, but they aren't for everyone. Yes, these CDs do offer one tempting advantage: no-penalty withdrawals. Traditional CDs typically sock you with early ...

No-penalty CDs. A no-penalty CD — also called a liquid CD or a breakable CD — allows you to withdraw your money before your CD’s maturity date without incurring an early withdrawal penalty.

No-Penalty (Liquid) CDs. Also called liquid CDs, no-penalty CDs are different from other CDs in the fact they don’t impose any extra charges if you need to access your money early.

A CD account is a safe and low-risk place to store and grow your savings. Learn more about the types of CDs to determine which one is right for you.

Liquid CDs provide fee-free access to your funds before the maturity date. In most instances, you’re required to maintain a minimum balance to steer clear of penalties or account closure.

A jumbo CD is a CD with a minimum deposit of around $100,000, but it can be lower, such as $50,000. A standard CD, in contrast, has an opening minimum much closer to $0 than $100,000, and a few ...

Citizens Liquid CD Rates. The Citizens Liquid CD is a no-penalty CD, and it has an interest rate of 0.05%.It has a term length of 11 months. No-penalty CDs allow you to withdraw money from your CD ...

Liquid CDs, on the other hand, can offer a more flexible alternative. These allow you to withdraw money without penalties, while paying a somewhat lower interest rate than conventional CDs.