You don’t have to live in an area prone to flooding to benefit from flood insurance. Nearly every U.S. county experienced a flood event over the past 20 years, according to FEMA. Standard home ...

For decades, the National Flood Insurance Program (NFIP) has designated Special Flood Hazard Areas ... (BFE) on a hill, while the other rests in a low-lying area prone to inundation.

As per FEMA, the SFHA is an area with a 1% or 1 in 100 chance of experiencing a flood during any given year. For SFHAs, FEMA has calculated a base flood elevation (BFE), ...

As you drive along New Hampshire’s shoreline through the coast of Maine, you may notice several homes are being elevated or raised up on piers, posts, columns, or pilings.

The higher base flood elevation also affects major renovation projects through FEMA’s "50% rule," a policy that requires projects in a special flood hazard area to employ the most recent flood ...

One home in Louisiana has been elevated 18 feet, FEMA's base flood elevation in Pointe a la Hache, Louisiana. Residents tell Sea Change that FEMA's 50% Rule is causing stress, and even forcing ...

The NFIP lapsed four times between 2008 and 2012, according to the Congressional Research Service, but the program was reauthorized retroactively each time, preventing coverage gaps for policyholders.

The emerging view from several lawmakers and staffers is that NFIP claims spurred by Milton and last month’s Hurricane Helene will likely exhaust the program’s nearly $5 billion in funds and ...

FEMA has released data showing how much the average flood insurance policy cost could go up in each state under Risk Rating 2.0. In the table below, you can see how much flood insurance ...

Why the U.S. flood insurance program is drowning in debt : The Indicator from Planet Money Major flooding events are increasingly common across the U.S., but homeowners looking for flood insurance ...

Buncombe County and all towns in the county are not in the NFIP Community Rating System, meaning residents in unincorporated county communities don't have access to all benefits the NFIP provides.