As you get closer to retirement, it becomes increasingly important to understand your options for accessing your pension – and how much tax you’ll need to pay. Following the introduction of ...

A frequently asked question regarding retirement for people fortunate enough to have a defined-benefit pension is…should you take the lifetime monthly pension or lump sum option? The process is ...

With buyout offers, when deciding whether to take it or leave it, a couple of calculations can be enlightening. This how-to guide walks you through the steps to help make the right choice for you.

When your pension matures, there are multiple distribution options that you can choose from. Unfortunately, many of these distribution methods result in a tax liability that reduces your payout ...

These mortality tables apply for valuation dates occurring in 2016 and for lump-sum distributions with annuity starting dates occurring during stability periods beginning in 2016.

When you leave an employer and an employer-sponsored fund (pension, provident or umbrella fund), you will have to decide what ...

One of the most significant decisions anyone with a pension can make is taking a lump sum (annuity) versus receiving monthly payments. At some point, you’ll have to make a decision, and this ...

Lump sum vs. annuity: 6 factors to consider when making your decision Everyone’s financial situation is different, so it’s important to consider a few key factors — such as tax implications ...

Here's what to consider when deciding between a lump sum payout or fixed monthly pension income.

Dear Quentin, When I leave my job, would I be better off taking a $61,000 lump sum to roll over into an existing IRA or, ...

Indeed, the very reason for offering a lump sum is to transfer the risks from the pension-plan sponsor to the individual. There are several issues to consider when such an option is on the table.