Certificate of deposit (CD) accounts have been both valuable and secure for savers for many years. But in the inflationary climate of 2022 to 2024, they become arguably mandatory. With a fixed ...

While certificate of deposit (CD) accounts had little worth to savers in 2020 through much of 2022, they reversed course after the Federal Reserve embarked on an interest-rate hike campaign.

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Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.

The bank offers high APYs on some short-term CDs, but they come with a steep deposit requirement FG Trade / Getty Images Wells Fargo offers a limited number of CD terms with high minimum deposit ...

Fidelity’s CD rates are competitive with some of the best CDs, but it's important to understand how they work and their potential risks before you open one. Fidelity's CDs are safe investments ...

Currently, 1-year CDs offer some of the highest CD rates you can find across the board. The best CD rate for a 12-month CD term right now is 4.55% APY from Credit Human Federal Credit Union.

Edward Jones CD rates are competitive with several of the best CD rates out there. If you're looking to use CDs as part of your savings strategy, Edward Jones' brokered CDs may be worth considering.